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Free Taxact 2011

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Free Taxact 2011

Free taxact 2011 6. Free taxact 2011   Catch-Up Contributions Table of Contents The most that can be contributed to your 403(b) account is the lesser of your limit on annual additions or your limit on elective deferrals. Free taxact 2011 If you will be age 50 or older by the end of the year, you may also be able to make additional catch-up contributions. Free taxact 2011 These additional contributions cannot be made with after-tax employee contributions. Free taxact 2011 You are eligible to make catch-up contributions if: You will have reached age 50 by the end of the year, and The maximum amount of elective deferrals that can be made to your 403(b) account have been made for the plan year. Free taxact 2011 The maximum amount of catch-up contributions is the lesser of: $5,500 for 2013 and unchanged for 2014, or The excess of your compensation for the year, over the elective deferrals that are not catch-up contributions. Free taxact 2011 Figuring catch-up contributions. Free taxact 2011   When figuring allowable catch-up contributions, combine all catch-up contributions made by your employer on your behalf to the following plans. Free taxact 2011 Qualified retirement plans. Free taxact 2011 (To determine if your plan is a qualified plan, ask your plan administrator. Free taxact 2011 ) 403(b) plans. Free taxact 2011 Simplified employee pension (SEP) plans. Free taxact 2011 SIMPLE plans. Free taxact 2011   The total amount of the catch-up contributions on your behalf to all plans maintained by your employer cannot be more than the annual limit. Free taxact 2011 For 2013 the limit is $5,500, unchanged for 2014. Free taxact 2011    If you are eligible for both the 15-year rule increase in elective deferrals and the age 50 catch-up, allocate amounts first under the 15-year rule and next as an age 50 catch-up. Free taxact 2011    Catch-up contributions do not affect your MAC. Free taxact 2011 Therefore, the maximum amount that you are allowed to have contributed to your 403(b) account is your MAC plus your allowable catch-up contribution. Free taxact 2011 You can use Worksheet C in chapter 9 to figure your limit on catch-up contributions. Free taxact 2011 Prev  Up  Next   Home   More Online Publications
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The Free Taxact 2011

Free taxact 2011 Publication 531 - Additional Material Prev  Up  Next   Home   More Online Publications